What Is 0% Interest Funding?

0% Interest Funding gives businesses short-term financing without interest, letting you access capital for growth, inventory, equipment, marketing, or operations. Ideal for startups and small businesses, it preserves cash flow while repayments go directly toward the principal, making budgeting simple and predictable.

What Is a Business Line of Credit?

0% Interest Funding gives businesses short-term financing without interest, letting you access capital for growth, inventory, equipment, marketing, or operations. Ideal for startups and small businesses, it preserves cash flow while repayments go directly toward the principal, making budgeting simple and predictable.

Benefits of 0% Interest Funding

  • Interest-Free Capital – Access funds without paying any interest.

  • Fast Funding – Get approved and funded in as little as 24–72 hours.

  • Flexible Amounts – Finance anywhere from $10,000 to $250,000.

  • Qualification – 680+ FICO required for most options.

  • Cash Flow Friendly – Repay only the principal without hidden fees.

How It Works

Apply Online

Secure fast pre-approval with our easy online application.

Review Options

Your funding advisor will guide you through funding choices.

Receive Your Funds

Access your credit lines and put your plan into action — often within 1-2 weeks.

Your Growth, Funded. Your Future, Secured.

Partner with Prosper Smarter for fast funding, personalized strategies, and lasting financial success.

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