What Is Startup Funding?

Startup Funding gives new businesses the capital to launch, operate, and grow from day one. Use it for product development, marketing, inventory, or working capital—designed for early-stage ventures without long operating histories, helping entrepreneurs turn ideas into reality quickly and efficiently.

Benefits of Startup Funding

  • Fast Access to Capital – Get funded in as little as 24–72 hours.

  • Flexible Amounts – Finance from $10,000 to $500,000, depending on your needs.

  • Easy Qualification – No minimum FICO required; funding available even for businesses under 6 months.

  • Preserve Equity – Many options do not require giving up ownership of your business.

  • Cash Flow Friendly – Repayments are designed to fit your early-stage cash flow.

How It Works

Apply Online

Fill out our simple application to get fast pre-approval.

Review Options

Work with your advisor to explore funding programs tailored for startups.

Receive Your Funds

Access capital quickly and put it directly into launching and growing your business.

Secure the funding your startup needs to thrive from day one.

Your Growth, Funded. Your Future, Secured.

Partner with Prosper Smarter for fast funding, personalized strategies, and lasting financial success.

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