What Is Equipment Financing?

Equipment Financing allows businesses to acquire the tools and equipment they need through a funding or lease without straining cash flow. From office furniture & technology to production machinery and medical devices, this funding helps businesses grow, upgrade operations, stay competitive without large upfront costs.

Benefits of Our Equipment Financing

  • Fast Funding – Access funds in just a few days and keep your projects on track.

  • Flexible Funding Amounts – Finance $10,000 to $5,000,000 depending on your equipment needs.

  • Accessible for All Businesses – No minimum time in business or monthly sales required for most funding options.

  • Low Credit Requirements – Options available for credit scores starting at 550.

  • Tailored Financing – Terms from 12 months to 5 years, customized to your business and asset type.

How It Works

Apply Online

Complete our quick application and secure fast pre-approval.

Review Options

Your funding advisor will help you select the best financing option for your equipment.

Receive Your Funds

Access the capital and acquire equipment quickly, keeping your business moving forward.

Upgrade your business operations without the upfront cost.

Your Growth, Funded. Your Future, Secured.

Partner with Prosper Smarter for fast funding, personalized strategies, and lasting financial success.

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