What Is Small Business Funding?

Small Business Funding offers tailored funding to help your business grow, manage cash flow, purchase equipment, expand operations, or cover unexpected expenses. With flexible Fund options, you can access the capital you need while keeping your personal assets protected and supporting long-term business success.

What Is a Small Business Loan?

A Small Business Loan offers tailored funding to help your business grow, manage cash flow, purchase equipment, expand operations, or cover unexpected expenses. With flexible loan options, you can access the capital you need while keeping your personal assets protected and supporting long-term business success.

Benefits of Our Small Business funding

  • Fast, Same-Day Funding – Get approved quickly and receive funds when you need them most.

  • Flexible Fund Amounts – Finance $10,000 to $5,000,000 depending on your needs.

  • Simple Application – Our online process can be completed in minutes.

  • Accessible for Various Credit Profiles – Minimum FICO 500, with financing options for most businesses.

  • Short & Long-Term Options – Terms ranging from 6 months to 10 years.

How It Works

Apply Online

Complete our quick application and secure A fast pre-approval .

Review Options

Your personal funding advisor will help you choose the best option for your business.

Receive Your Funds

Access your funds and start using them immediately, often within 24 hours.

Short & Long-Term Options – Terms ranging from 6 months to 10 years.

Your Growth, Funded. Your Future, Secured.

Partner with Prosper Smarter for fast funding, personalized strategies, and lasting financial success.

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