What Is Franchise Financing?

Franchise financing helps entrepreneurs secure capital to launch, purchase, or expand a franchise. Funds can cover fees, equipment, inventory, build-outs, or working capital, offering fast and flexible funding to support your business from day one.

What Is Franchise Financing?

Franchise financing helps entrepreneurs secure capital to launch, purchase, or expand a franchise. Funds can cover fees, equipment, inventory, build-outs, or working capital, offering fast and flexible funding to support your business from day one.

Benefits of Franchise Financing

  • Fast Access to Capital – Get funded in as little as 2–7 days.

  • Large Loan Amounts – Finance from $10,000 up to $5 million.

  • Flexible Terms – Repayment options from 6 months to 10 years.

  • Easy Qualification – No minimum FICO required, with approval starting at just 6+ months in business and $10K+ in monthly sales.

  • Multiple Options – Choose from tailored solutions that fit your franchise model.

How It Works

Apply Online

Secure fast pre-approval through our simple application.

Review Options

Work with your funding advisor to explore the best funding programs for your franchise.

Receive Your Funds

Get capital in as little as 24–48 hours and put it directly into your business.

Secure the funding your franchise needs to grow today.

Your Growth, Funded. Your Future, Secured.

Partner with Prosper Smarter for fast funding, personalized strategies, and lasting financial success.

© 2025 Prosper Smarter. All rights reserved.